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Rajkrishna Jana
Rajkrishna Jana
47+ Years of Trust3200+ Happy Customersβ‚Ή313.40+ CrClaim Settlement 1780+
SEBI Registered Β· Contai, West Bengal Β· Since 1979

Your Wealth.
Our Expertise.
Every Step.

Rajasmi Asset Planner β€” trusted by 3,200+ customers across Contai & West Bengal for Mutual Funds, SIP, Life, Term & General Insurance for over 47 years.

β‚Ή313.40+ Cr
Assets Managed
3,200+
Happy Clients
47+
Years Experience
1,780+
Claim Settlements

Our Services

Complete financial planning under one roof β€” from investments to protection to legacy planning.

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Mutual Fund

Goal-oriented SIP & lump sum investment strategies for long-term wealth creation.

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Life & General Insurance

Protection solutions for life, health, family, assets, and unforeseen financial risks.

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Equity, Share & Bond

Investment solutions aligned with your individual financial goals and risk profile.

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Real Estate

Assistance identifying property opportunities based on your financial objectives.

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Tax Planning

Structured planning to help manage tax liabilities while keeping your goals in focus.

Choose Your Fund Category

Click any fund to submit your interest β€” our advisor calls back within 24 hours.

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Equity Funds
High-growth Β· 7+ year horizon Β· 9 types
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Small Cap Fund18–22% Β· High Risk
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Large Cap Fund12–15% Β· Moderate
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Mid Cap Fund15–19% Β· Mod-High
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Large & Mid Cap14–18% Β· Moderate
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Multi Cap Fund15–20% Β· Mod-High
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Flexi Cap Fund14–18% Β· Moderate
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ELSS – Tax SaverSave β‚Ή46,800 tax Β· 3yr lock
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Sectoral / ThematicSector-specific Β· Very High
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Index Fund / ETF11–14% Β· Low Cost
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Debt Funds
Stable returns Β· Low risk Β· Better than FD
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Liquid Fund6–7.5% Β· Very Low Risk
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Overnight Fund5–6.5% Β· Nil Risk
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Short Duration7–8.5% Β· Low Risk
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Corporate Bond7.5–9% Β· Low-Moderate
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Gilt Fund7–8% Β· Zero Default
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Dynamic Bond8–10% Β· Moderate
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Hybrid Funds
Equity + Debt mix Β· All-weather investing
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Balanced Advantage10–14% Β· Moderate
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Aggressive Hybrid12–16% Β· Moderate
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Conservative Hybrid7–10% Β· Low-Moderate
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SIP Options
Start from β‚Ή500/month Β· 4 plan types
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Regular SIPStart β‚Ή500/month Β· Auto-debit
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Step-Up SIPIncrease yearly Β· Best returns
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Flexi SIPVariable amount Β· Flexible
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Trigger SIPAuto-invest on dips Β· Smart

Financial Calculators

Plan your goals with our easy calculators. Indicative estimates only.

SIP Calculator

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SWP Calculator

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FD Calculator

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πŸ’‘ Debt mutual funds often offer better post-tax returns for 3+ year horizons vs FDs.

FD Returns

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Life Insurance Plans

Protect your family's financial future. Click any plan to enquire & get callback.

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Endowment Plan
Life cover + guaranteed savings maturity. Tax benefit under 80C.
Standard Endowment→
Limited Pay Endowment→
With-Profits Endowment→
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Money Back Plan
Periodic payouts every 4–5 years. Liquidity with life protection.
20 Year Money Back→
25 Year Money Back→
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ULIP Plan
Life cover + market-linked fund investment in one plan.
Equity ULIP→
Balanced ULIP→
Capital Protection ULIP→
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Child Plan
Education corpus guaranteed even in your absence. Premium waiver.
Child Education Plan→
Child ULIP Plan→
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Pension / Annuity Plan
Guaranteed monthly income for life after retirement.
Immediate Annuity→
Deferred Pension Plan→
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Whole Life Plan
Coverage up to age 99. Leave a legacy for your heirs.
Standard Whole Life→
Limited Pay Whole Life→

Term Insurance Plans

Pure protection at the lowest cost. Click any plan to submit enquiry & get callback.

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Pure Term Plan
Maximum cover at minimum premium. Best income replacement.
₹1 Crore Cover→
₹2 Crore Cover→
Custom Cover Amount→
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Return of Premium
100% premiums returned at maturity. Zero-loss protection.
20 Year ROP Plan→
30 Year ROP Plan→
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Increasing Cover
Cover grows 5–10% every year to match inflation.
5% Annual Increase→
10% Annual Increase→
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Joint Term Plan
Cover both spouses under one policy. Cost-effective.
First Death Basis→
Both Death Benefit→
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Limited Pay Term
Pay for 5–10 years. Full coverage for 20–30 years.
5 Year Payment→
10 Year Payment→
βž•
Add-On Riders
Enhance your term plan with critical illness & accident riders.
Critical Illness Rider→
Accidental Death & Disability→
Waiver of Premium→

Health, Motor & Property Insurance

Complete protection solutions. Click any option to submit enquiry & get callback.

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Health Insurance
Cashless at 10,000+ network hospitals nationwide.
Individual Health Plan→
Family Floater Plan→
Senior Citizen Plan→
Critical Illness Plan→
Super Top-Up Plan→
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Motor Insurance
Mandatory + comprehensive. Cashless repairs nationwide.
Comprehensive Car Insurance→
Third Party Car Insurance→
Two Wheeler Insurance→
Commercial Vehicle→
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Property & Travel Insurance
Protect your home, valuables and travel plans.
Home Insurance→
Domestic Travel Insurance→
International Travel Insurance→
Business Insurance→

Book Your Free Consultation

No commitment. A friendly conversation with Rajkrishna Jana about your financial goals.

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Phone / WhatsApp

+91 80012 55433

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General & Administrative Enquiries

planner.admin@ivestwell.com

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Grievance & Complaint Support

grievance_care@ivestwell.com

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Founder & Management

sautan@ivestwell.com

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Office

937/264/A, Suchhaya Complex, Karkuli, Contai, 721401

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Working Hours

Mon–Sat: 10:00 AM – 7:00 PM

Tell Us About Your Goals

Your details are completely safe. We never share your information.

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